Terms and Conditions of Use
Effective Date: 31/3/2021
1. Introduction
These Terms and Conditions (“Terms”) govern your use of the services provided by Morning Challenge (“Company,” “we,” “us,” or “our”). By subscribing to or accessing our services, you agree to comply with and be legally bound by these Terms.
2. Eligibility and Scope of Use
2.1 Eligibility
You must be at least 18 years old and capable of entering into a legally binding agreement to use our services.
2.2 Business Use Only
The services are intended exclusively for business-to-business (B2B) or professional use. By subscribing, you confirm that:
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You are using the services in a professional or business context.
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You understand that consumer protection laws, including cooling-off rights, may not apply.
3. Subscriptions and Billing
3.1 Auto-Renewals
Subscriptions automatically renew at the end of each billing cycle unless cancelled beforehand. By subscribing, you authorise us to charge your selected payment method for each renewal period.
3.2 Cancellations
You may cancel your subscription anytime through your account dashboard. Cancellations become effective at the end of the current billing period. No partial refunds are provided.
3.3 Cooling-Off Period
Where legally applicable (e.g., B2C transactions), users may cancel within 14 days for a full refund provided that no content has been accessed, downloaded, or used.
3.4 Renewal Notifications
Subscribers will receive an email reminder at least 7 days prior to each renewal, indicating the renewal date and amount to be charged.
4. Account Access and Security
4.1 Single-User Access
All accounts are licensed to a single user. Sharing of login credentials or allowing access to others is strictly prohibited.
4.2 Account Security
Users are responsible for maintaining the confidentiality of their login information and for all activities under their account.
5. Content Usage and Restrictions
5.1 Ownership
All content provided through the services, including text, video, graphics, and templates, remains the intellectual property of Morning Challenge.
5.2 Prohibited Uses
You may not:
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Share, copy, reproduce, distribute, or resell any content.
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Create derivative works based on our content.
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Upload our content to third-party platforms.
5.3 Enforcement
Violations may result in suspension or termination of access and may trigger legal action.
6. Intellectual Property Rights
All services and materials are protected by copyright, trademark, and other applicable intellectual property laws. No rights are transferred to you other than the limited license to use the services in accordance with these Terms.
7. Termination of Service
We reserve the right to suspend or terminate your access if you:
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Violate any provision of these Terms;
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Breach our content usage or login restrictions;
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Engage in behavior that damages our reputation or operations.
No refunds are issued in cases of termination due to breach.
8. Disclaimers and Limitations of Liability
8.1 No Guarantees
The services are provided “as is” and “as available” without warranties of any kind. We do not guarantee uptime, results, or freedom from interruption.
8.2 Liability Limitations
To the fullest extent permitted by law, we disclaim responsibility for:
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Indirect or consequential damages;
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Loss of profits, business, or data;
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Errors or inaccuracies in the content.
9. Modifications to Terms
We may update these Terms at any time. Continued use of the services after updates constitutes acceptance of the new terms.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of England and Wales.
11. Contact Information
For questions, support, or legal inquiries, contact:
Email: Daniel@morningchallenge.co.uk
© Morning Challenge | All Rights Reserved

